Business Loan
Unsecured capital to up to $5M
- Terms 1–6 years
- Fixed monthly repayments
- Decision in 24 hours
LIVE LOAN BUILDER
Build your perfect business loan. On your terms.
Set the numbers that work for your business — we'll match you with lending partners ready to fund them.
$100,000
$10k$5M+
Matched OffersLive Update
Most Likely Match
A1
Tier-1 Working Capital
Built for 24-month repayment
Est. APR
6.8% - 11.2%
Monthly Pmt
$4,468
B2
SBA Alternative
Lower rate · Longer term
5.2%
Starting APR
State-licensed
24-hour funding
Soft credit check
Recognized by:
ForbesInc.BloombergNSBA MemberTrustpilot ★ 4.9Funding options
Pick the right tool for the job.
Set your terms, then compare real quotes side-by-side from our network of US lending partners — all in one place.
Equipment Finance
Fund equipment, vehicles & machinery
- Up to $2M
- Spread cost over 1–7 years
- Preserve your cash flow
Invoice Finance
Unlock capital tied up in outstanding invoices
- Up to 95% advance
- Within 24 hours of invoicing
- Confidential facilities available
Commercial Mortgage
Buy or refinance commercial property
- Up to $5M, 75% LTV
- Terms up to 25 years
- Fixed or variable rates
40+
Lenders compared
$5M
Maximum facility
24 hrs
Average decision time
4.9★
Trustpilot rating
Why operators choose us.
1
Whole-market access
We compare 40+ lenders so you don't have to. One application, multiple tailored offers.
2
Free for business owners
Our service is 100% free to you. Lenders pay us — you never do.
3
Real people, real expertise
US-based specialists who help you shape the loan you want — not call-center scripts.
Our process
You build it. We match it.
- 01
Set your terms
Tell us the amount, term, and speed that work for your business. Takes about 3 minutes.
- 02
We match you with lenders
See live offers from 40+ US lending partners ready to fund the loan you built.
- 03
Pick your offer, get funded
Choose the lender that fits. Funds can land in as little as 24 hours.
Live quote example
$75,000 over 36 months
Lender A Best
7.2% APR
$2,318/mo
Lender B
8.4% APR
$2,358/mo
Lender C
9.1% APR
$2,381/mo
Qualification criteria — see if your business fits.
12 mo
Minimum time in business
LLC / Corp
Business type
$100K
Annual revenue
US
Registered & operating
Ready to build something beautiful?
Our US-based loan specialists are here to help you shape the loan that fits — then match you with lenders ready to fund it. No pressure, no obligation.
Lock In My Quote
You built your business, now build the capital structure you need to grow.
"Funding Architect found us a $250K loan when our bank said no. Genuinely brilliant service."
Sarah J.
Boutique Hotel, Austin
"Three competing quotes within hours. Saved us nearly 2% on the rate we'd been offered direct."
Mark D.
Engineering LLC
"The advisor understood our seasonal cash flow and structured the deal perfectly."
Priya K.
Cafe Group
"From application to funds in 48 hours. Couldn't fault them."
James O.
Logistics Co.