Terms & Conditions

Funding Architect is not a lender, bank, or direct provider of capital. We are an independent matching and comparison service that connects business owners with a network of third-party lending partners. We do not make credit decisions, fund loans, or guarantee that any funding product will be offered to you.

Any loan or funding arrangement you enter into is solely between you and the lender you choose. Funding Architect may receive compensation from lending partners for successful introductions. This compensation does not influence the rates or terms offered to you.

All rates, APRs, loan amounts, monthly payment estimates, and funding timelines displayed on this website — including those generated by our loan builder tool — are illustrative estimates only and are not guaranteed. Actual rates, amounts, terms, and approval are subject to underwriting, lender criteria, credit checks, and final approval by the lending partner.

Submission of an inquiry or application does not guarantee that you will be matched with a lender or approved for funding. Final terms may differ materially from any estimate shown on this site.

You must be at least 18 years old and legally authorized to act on behalf of the business you represent. Our service is intended for businesses registered and operating in the United States. Eligibility for any funding product is determined solely by the lending partners.

You agree to use this website only for lawful purposes and to provide accurate, current, and complete information when submitting inquiries. You may not misuse, scrape, reverse engineer, or interfere with the website or its services.

Content on this website is for general informational purposes and does not constitute financial, legal, tax, or accounting advice. You should consult qualified professionals before making financing decisions for your business.

This website may link to third-party websites and services, including lending partners. We are not responsible for the content, terms, or privacy practices of any third party. Your dealings with any lender found through our service are at your own risk.

To the maximum extent permitted by law, Funding Architect, its owners, and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of this website or any funding arrangement entered into with a third-party lender, including any reliance on estimates displayed on this site.

All content, branding, design, and materials on this website are the property of Funding Architect or its licensors and may not be reproduced without prior written permission.

We may update these Terms & Conditions at any time. Continued use of the website after changes are posted constitutes acceptance of the updated terms.

These terms are governed by the laws of the United States. Questions about these terms can be submitted through the contact options available on this website.